Working abroad? Let's see what your money could be building.

Most British expats abroad have no pension quietly building behind them. The good news is that the money you are already earning can do the job instead, and it takes less than most people assume.

Pop your numbers in and we will show you what a plan could look like. About a minute, and nothing to fill in that you do not know off the top of your head.

£1,000a month is roughly where a UK property deposit starts

5 yearsis a typical build, so the deposit is paid monthly rather than found up front

£500a month into a simple low-cost savings plan, if property is not the right fit yet

Your plan, roughly

Nothing is stored, and nothing reaches us unless you decide to send it.

Your age

Age you would like to stop

What you could put aside each month a comfortable amount, not a stretch

£1,000

Savings you could put towards a purchase for the reservation payment and the costs at completion

£35,000

The monthly income you would like later in today's money, on top of any state pension

£3,000

Where are you based?

These are illustrations built on typical market assumptions, not a quote or a forecast. Property values and rents can fall as well as rise.

EXPAT RETIREMENT PLANNER

Your plan, printed from expatretirementplanner.com. Illustrations only, not advice.

Leave this empty:

Your name

Your email

Phone or WhatsApp with country code

Best time to call your local time

Anything you would like us to know optional

One of our investment specialists will call, at the time you chose. No call centre, and nobody else gets your details.

Worth knowing

Short, plain-English answers to the things expats ask most. Updated when the rules change, which lately is often.

STATE PENSION

Voluntary National Insurance from abroad: what changed in April 2026

The cheap Class 2 route closed. Class 3 costs five times as much and fewer people qualify.

STATE PENSION

Which countries freeze your UK State Pension?

Retire to Spain and it rises each year. Retire to Australia and it never rises again.

UK PROPERTY

Buying UK property while living abroad: what it actually costs

Almost anyone can buy. The surprise is stamp duty, and when it falls due.

All guides Where people invest

Who you will be speaking to

Not a call centre, and not a chatbot. The people who look at your numbers are investment specialists who have spent their careers working with people living outside their home country, because that is a different problem from planning a retirement at home.

Between them they have more than 120 years of combined experience, working across Europe, the Middle East and Asia with expats of every nationality.

120+years of combined experience across the team

3regions covered: Europe, the Middle East and Asia

Anynationality, wherever you happen to be living now

Twenty minutes, and genuinely no pressure

It is a conversation rather than a pitch. We look at the numbers you put in, talk through what is realistic for you, and work out which route fits. You will come away with proper figures for your own situation.

And if now is not the right time, or you would be better off clearing debt or building up savings first, we will say so. We would rather be useful than persuasive.

Work out my plan

We will not cold call youWe only speak to people who get in touch first.

We will not promise returnsAnyone who does is not worth listening to.

We will not chase youOne conversation, then it is entirely your call.